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CREDIT CARD STATS IMPROVE IN 1999 moreover CHALLENGES LOOM FOR ISSUERS

Dec 27 2000 (Card of the present days Vol. 15, No. 26 via COMTEX) -- Possible
Recession,
Interest Rate constraining forces May Play Into Issuers' Strategies This Year

Although quite through most of 2000, investment rating services reported
that the
overall asset quality of credit card portfolios had improved -- in
large part
thanks to a booming economy -- a newly come worsening of these numbers
could period
trouble for issuers in 2001 in succession Dec. 8. Moodys Investors Service reported
that
the performance of credit card receivables-backed