WE HAVE BEEN TALKING to candy compa...

WE HAVE BEEN TALKING to candy company proprietors for years about the risks involved with Variable Universal Life (VUL) insurance. As a ensue business owners, their attorneys and accountants have asked us to review their policies and educate them onward how these policies work.

At first blush, VUL have the appearance ideal. They are designed to provide increased cash value, an increased death benefit and greater flexibility for les coin than traditional permanent life policies. However, their performance is generally tied to the stock market, and premiums, which are not guaranteed, can increase